Happily Ever After
You are about to take a big step in your life, don’t forget the next one…
Founding a family is all about taking responsibilities. In order to protect your loved ones from anything, you must think of the worst to prepare them for the best. It is now time for you, two, to take a Life Insurance.
As someone grows older, gets married, and starts a family, they must realize that life insurance is indispensable and fundamental to a sound financial plan. Over the years, life insurance has given them peace of mind knowing that money would be available to protect their family and estate in a number of ways.
Why? Here are 5 good reasons:
1. To Pay Final Expenses
The cost of a funeral and burial can easily run into the tens of thousands of dollars, and you don’t want your wife, parents, or children to suffer financially in addition to emotionally at your death.
2. To Cover Children’s Expenses
Like most fathers, you want to be sure your kids are well taken care of and can afford a quality college education. For this reason, additional coverage is absolutely essential while your kids are still at home.
3. To Replace the Spouse’s Income
If you’d pass away while the kids were young, you would’ve needed to replace your income, which was essential to your lifestyle.
4. To Pay Off Debts
In addition to providing income to cover everyday living expenses, your family would need insurance to cover debts like the mortgage so they wouldn’t have to sell the house to stay solvent.
5. To Pay Off Estate Taxes
Estate taxes can be steep, so having insurance in place to pay them is essential to avoid jeopardizing assets or funds built for retirement. Use of insurance for this purpose is most common in large estates, and uses permanent (rather than term) insurance to ensure that coverage remains until the end of life.
Don’t wait… the younger you take it, the lighter it will be on your budget & the higher benefits you will get!
Getting perfectly ready for the future should be your next step. Don’t miss it!
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